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What’s in the perfect loan file?

Do you ever wonder why your lender is always asking for more and more documentation when buying a home? Well, here are the items you will need to get your loan in place when buying a home. *2 most recent W2’s (’12 & ’13) *2 most recent years of complete personal (and business if applicable) federal tax returns including all schedules *Most recent year to date paystub(s) covering 1 … [Read more...]

Latest Listings in None HOA, near Red Mountain

Latest listings in Ridgeview at Red Mountain Ranch. Why is this area so popular, you ask? Well, first off it is in the lovely area of North East Mesa near Red Mountain Ranch and Salt River. No home owners association to tell you what to do and when to do it. Take your boat up to saguaro Lake or Canyon Lake which is a short drive from this area. Many bikers like this area because of the … [Read more...]

Is it a good time to buy a home in Arizona?

Is it a good time to buy a home in Maricopa or Pinal county? I get this asked a lot from many different folks. All I can say is that inventory of new homes listed is the highest its been in years and interest rates are still low, this is a good sign for buyers. Over the past couple of years our inventory of homes on the market, dropped to as low as 11,000 active listings. A normal market is … [Read more...]