What’s in the perfect loan file?

Do you ever wonder why your lender is always asking for more and more documentation when buying a home? Well, here are the items you will need to get your loan in place when buying a home. *2 most recent W2’s (’12 & ’13) *2 most recent years of complete personal (and business if applicable) federal tax returns including all schedules *Most recent year to date paystub(s) covering 1 … [Read more...]

How to Shop for a Mortgage Company

How to Shop for a Mortgage Company-- Dan Morse • Did you know there are 4 types of lenders? Banks, Brokers, Correspondent and Private Money lenders. • Banks use their depositor funds initially and sell the note to Fannie Mae or Freddie Mac. They will underwrite and fund the loan according to FM or FMAC guidelines. The bank will typically send the statements to the borrower– called … [Read more...]

Listings in Hamilton High School District-Chandler Arizona

Chandler Arizona is a very desirable place to live, because of so many large businesses here. We have Intel, Motorola, PayPal, Microchip, and so much more. Chandler is approximately 25 minutes to downtown Phoenix and sky harbor international airport. Chandler Fashion Square is a large indoor mall with many of your favorite shops, eateries, and much much more. Chandler also offers many … [Read more...]

“When is a good time to buy a home?”

"When is a good time to buy a home?", I get this asked all the time. Or, "Is it a good time to buy a home?" Well, the past couple of years the inventory of homes has been low and the demand has been high. Currently as of today November 19, 2013 we have 24,164 active listings on the MLS (multiple Listing Service). this is much higher then even over the summer with closer to 17,000 active … [Read more...]

Is it starting to turn to a buyers market?

In this report, you will see that in October we saw more listing on the market since April 2011, does this mean that we are starting to see a new tread? Is it becoming a buyers market? Well, interest rates are still low and with so many new listing on the market, now is the perfect time to buy a home. The change in market balance accelerated during October reaching a shocking pace we … [Read more...]

5 Reasons to Hire a Real Estate Professional

  The real estate market is a place where most people will make their largest investment ever. It is a place where fortunes can be, and often are, made.  It is not a place, however, for you to “wing it”. While the myriad TV shows about real estate make the process look so simple – it’s not really that simple… they make it seem like all you need to do is slap a for sale by owner sign … [Read more...]

Arizona is 1 of 10 Most Tax-Friendly States for Retirees

If you are considering buying a second home, as you can see on the map, Arizona is one of those states that are great if you are considering a retirement destination.  Arizona offers great weather, golf year round, mountains, skiing, hiking, biking, boating, and much much more.  Many times folks move to Arizona to get out of  bad winters many Midwestern and Northwestern States have, but in this … [Read more...]

New housing starts lower than expected in July

Here in Arizona we are starting to see new builders back, our permits are up in the Valley of the Sun, but for most of the country, the numbers are down with permits on new builder, as you can see in this article. Here in Arizona, our inventory has been exceptionally low and that is one reason why our new builders here in the valley of the Sun have been so successful.  If you are looking to move … [Read more...]

SOLD IN 17 DAYS, AND WE CAN SELL YOUR TOO!

I sold 1008 South Park View Circle, Mesa AZ 85208 in 17 days, and in this market that is not totally strange. But what is so amazing, is that this home was on the market for 422 day prior to my listing it. The home was listed with a neighborhood expert and it still didn't sell. But, with so many buyers and not enough inventory in the market, this home should have sold long ago. What's the … [Read more...]

Move in Ready, 3 bedroom 2 bath, Chandler Arizona

This move in ready home in the heart of Chandler Arizona is a one of a kind.  Pride of ownership in this home, with 3 large bedrooms, and 2 full bathrooms. This home is ready for a new buyer with professional two tone paint through out and new paint on the exterior. Alarm system in place, with newer flooring, and soft water system by Kinetico. New garage door opener with new double hinged door. … [Read more...]