What’s in the perfect loan file?

Do you ever wonder why your lender is always asking for more and more documentation when buying a home? Well, here are the items you will need to get your loan in place when buying a home. *2 most recent W2’s (’12 & ’13) *2 most recent years of complete personal (and business if applicable) federal tax returns including all schedules *Most recent year to date paystub(s) covering 1 … [Read more...]